There Are No Shortcuts When It Comes

Christmas Is About Giving. Be Outrageously Generous. Have Fun, Enjoy The Process....then Keep It Up All Year.

This Is Not A Game, ... Debt Has Become A Part Of Who We Are. It's Become That Spoiled Child In The Grocery Store With Their Lip Stuck Out: 'i Want It. I Want It. I Deserve It Because I Breathe Air.' And, Well, That's An Uphill Climb In Our Culture Right Now, To Go Against That And Say, 'hey, Let's Be Grownups Here. Let's Be Mature, Learn To Delay Pleasure, Save Up And Pay For Things.'

You Can't Be In Debt And Win. It Doesn't Work.

The Creature Comforts We Tend To Rationalize As "business Expenses I Can Write Off."

Broke People Giving Financial Advice Is Like A Shop Teacher With Missing Fingers.