When People Get Scared, They Quit Giving.

It's Never Too Late To Turn Things Around. You Are The Only Obstacle.

You Don't Build Wealth With Credit Card Rewards And Airline Miles. You Can't Beat The Credit Card Companies At Their Own Game.

Enabling Is The Enemy Of Motivation.

You Can Get Anywhere If You Simply Go One Step At A Time.

If You Help Enough People, You Don't Have To Worry About Money.