I'm Not A Great Believer In Self-help.

Many Ideas Happen To Us. We Have Intuition, We Have Feeling, We Have Emotion, All Of That Happens, We Don't Decide To Do It. We Don't Control It.

It's Very Easy For Trusted Companies To Mislead Naive Customers, And Life Insurance Companies Are Trusted.

The Planning Fallacy Is That You Make A Plan, Which Is Usually A Best-case Scenario. Then You Assume That The Outcome Will Follow Your Plan, Even When You Should Know Better.

The Average Investor's Return Is Significantly Lower Than Market Indices Due Primarily To Market Timing.

Happiness Is Determined By Factors Like Your Health, Your Family Relationships And Friendships, And Above All By Feeling That You Are In Control Of How You Spend Your Time.