Cut Back Your Spending Now.

We Each Focus On What We're Going To Buy, But That's An Incorrect Focus. Focus Instead On Why You Want To Spend The Money On This Or That. What Feeling In You Does It Satisfy?

I'm In A Relationship With Life. My Life Is Just Out There. I'm On The Road Every Day. I Love My Life.

If You Have Credit Card Debt And Credit Card Companies Continue To Close Down The Cards, What Are You Going To Do? What Are You Going To Do If They Raise Your Interest Rates To 32 Percent? That's Five Times Higher Than What Your Kid Is Going To Pay In Interest On A Student Loan. Get Rid Of Your Credit Card Debt.

Late Payments Also Hurt Your Fico Score. And Never, Ever Take Out A Cash Advance On Your Credit Card.

People Have Got To Learn: If They Don't Have Cookies In The Cookie Jar, They Can't Eat Cookies.