The Less Money Lying Idle The Greater

The Characteristic Merit Of The English Constitutions Is, That Its Dignified Parts Are Very Complicated And Somewhat Imposing, Very Old And Rather Venerable, While Its Efficient Part, At Least When In Great And Critical Action, Is Decidedly Simple And Modern.

The Business Of Banking Ought To Be Simple. If It Is Hard It Is Wrong. The Only Securities Which A Banker, Using Money That He May Be Asked At Short Notice To Repay, Ought To Touch, Are Those Which Are Easily Saleable And Easily Intelligible.

In My Youth I Hoped To Do Great Things; Now I Shall Be Satisfied To Get Through Without Scandal.

The Most Melancholy Of Human Reflections, Perhaps, Is That, On The Whole, It Is A Question Whether The Benevolence Of Mankind Does Most Good Or Harm.

The Real Essence Of Work Is Concentrated Energy - People Who Really Have That In A Superior Degree By Nature Are Independent Of The Forms And Habits And Artifices By Which Less Able And Less Active People Are Kept Up To Their Labors.