Sometimes The Early Bird Gets The Worm,

I'm A Theorist, Not An Institutionalist.

All Models Have Faults - That Doesnt Mean You Cant Use Them As Tools For Making Decisions.

If Someone Says To You, Go To An Old-folks Home, Thats Kind Of Ridiculous, Because A Lot Of Old People Are Doing Terrific Things For Society.

I Was Involved With Wells Fargo Bank As A Consultant In The Late 1960s And Early 1970s, When I Suggested To Them That They Develop A Product That Has Become Known As Index Funds.

Sometimes The Early Bird Gets The Worm, But Sometimes The Early Bird Gets Frozen To Death.