One Man Gathers What Another Man Spills

I Don't Believe There's Any Evidence That Credit Scoring Is A Risk Factor. What Is It About Someone Having A Worse Credit Score That Makes Them A Worse Driver? (insurers) Can't Answer That.

Let There Be Songs To Fill The Air.

Inspiration, Move Me Brightly, Light The Song With Sense And Color, Hold Away Despair

The Best Architects Feel It To Be Their Duty To Make The Path To The Hole As Free As Possible From Annoying Difficulties For The Less Skillful Golfers, While At The Same Time Presenting To The Scratch Players A Route Calling For The Best Shots At Their Command.

At The Top Of The Cycle You Write Policies For Everybody, No Matter How Bad, And At The Bottom You Cancel Everybody, No Matter How Good. It's A Manic-depressive Cycle.