It's Only When We Give To Ourselves

For All Your Long-term Investments, Such As Retirement Accounts That You Won't Touch For At Least Ten Years, You Need A Mix Of Stocks And Bonds. Stocks Offer The Best Shot At Inflation-beating Gains. But Stocks Don't Always Go Up. That's Where Bonds Come Into Play: They Have Less Upside Potential, But They Also Do Not Pack The Same Risk.

I Get So Frustrated When People Tell Me It's Unrealistic To Create An Eight-month Emergency Savings Fund, Or Have Money Saved For A Home Down Payment, Or Pay Off Their $5,000 Credit Card Balance.

People First, Then Money, Then Things.

I Look Around And There Are Needs That People Have. Places Have Needs. These Times Have Needs, And I Have The Education And The Ability To Communicate With It And Help To Solve Those Needs.

You Must Recognize, Embrace, And Be Honest About What Is Real For You Today And Allow That Understanding To Inform The Choices You Make. Only Then Will You Be Able To Build The Future Of Your Dreams.