It's Not Selfish To Give To Yourself

A Great Teacher Once Taught Me That You've Got To Have Faith That Everything Happens For The Best. I Have Had Many Setbacks In My Career And Every Setback Has Led Me That Much Further Into My Truth.

If You Have Credit Card Debt And Credit Card Companies Continue To Close Down The Cards, What Are You Going To Do? What Are You Going To Do If They Raise Your Interest Rates To 32 Percent? That's Five Times Higher Than What Your Kid Is Going To Pay In Interest On A Student Loan. Get Rid Of Your Credit Card Debt.

If You Have Debt I'm Willing To Bet That General Clutter Is A Problem For You Too.

If You Are Worried About Job Security And Do Not Have An Adequate Emergency Fund (ideally Eight Months' Worth Of Living Expenses Stashed Away In A Federally Insured Bank Or Credit Union), You Need To Focus More On Saving Money Than Paying Down The Balance On Your Credit Cards.

Opt For A Fixed-rate Rather Than An Adjustable-rate Mortgage.