Ignore The Annual Percentage Rate When Shopping

Each Cent You Apply Toward Diminishing Your Debt Replenishes You.

If You're Financially Responsible, Your Children Have A Much Better Chance To Grow Up Financially Responsible.

A Pile Of Bills And Statements - Whether Paid Or Not - Is A Sign That Someone Is Clueless About What's Coming In And Going Out.

Everybody In America Started To Define Themselves By All These Things They Had Around Them. And All Of A Sudden It Came Tumbling Down. So The Old American Dream Has Died, And That Is A Good Thing.

Here's My Gift-giving Rule: Respect Your Current Financial Situation.