If It Is A Small Rate Raises,

It Can Take A Long Time To Get The Rules In Place That Are Conducive To Growing, Sometimes.

I Hate The Word Universal, Because I Don't Know Exactly What It Means. The Question Is, Does It Work For The Client? Travelers Was A Diversified, Financial Conglomerate That Did Very Well. The Businesses Had Nothing To Do With Each Other.

If You Can't Use Dividends, It's Not A Bad Thing To Give It Back To Your Shareholders. They'll Use It Somewhere Else.

No One Can Forecast The Economy With Certainty.

I Think Normalization Is A Good Thing.