Hitting Bottom And Hitting It Hard Was

Knock Out A Small Debt First So You Get A Quick Win. Momentum Is Key.

When You Create A Basic Budget And Stick To It, It Will Suddenly Seem Like You Have More Money.

Work Is Doing It. Discipline Is Doing It Every Day. Diligence Is Doing It Well Every Day.

Be Very Proud Of What You Do, And If You Aren't Then Change It.

Change Is Painful. Few People Have The Courage To Seek Out Change. Most People Won’t Change Until The Pain Of Where They Are Exceeds The Pain Of Change.