Here's My Gift-giving Rule: Respect Your Current

Every Portfolio Benefits From Bonds; They Provide A Cushion When The Stock Market Hits A Rough Patch. But Avoiding Stocks Completely Could Mean Your Investment Won't Grow Any Faster Than The Rate Of Inflation.

With Success Comes Unhelpful Criticism - Ignore It.

If You Pay Off Your Mortgage Before Retirement, You Take A Huge Financial Load Off Your Shoulders. You Also Become Eligible To Take Out A Reverse Mortgage Once You Turn 62.

When It Comes To Tackling Your Financial Goals, Whatever They Might Be, There's No Time Like The Present.

Never Cosign A Loan. Once You Have Cosigned, You Cannot Get Out Of It - Even On Your Deathbed.