For Most Of Our History, Americans Enjoyed

Everything We Know About Human Nature And About Government Tells Us That Individuals Using Their Own Money Will Achieve Far More Good For Themselves And Far More For Others Than Politicians Spending Money They Didn't Have To Work To Earn.

Insurance Is Meant For Extraordinary Circumstances. You Don't Use Car Insurance To Pay For Oil Changes Or Gasoline; You Have It As Protection In Case You Have A Terrible Accident Or Your Car Is Stolen. You Don't Use Homeowners' Insurance To Pay Your Electricity And Water Bills; You Have It As Protection In Case A Fire Or Other Catastrophic Event Produces A Large Expense. Obviously, Any Insurance Policy That Promises To Cover Every Small, Ordinary Expense Is Going To Be Much More Expensive Than One That Covers Only Extraordinary Expenses.

America Rules The World - By Force.

Like Many People, Most Libertarians Feel Empathy And Sympathy For Less Fortunate People. But They Know You Can't Have Perfection In A World Of Limited Resources.

Democratic Politicians Want To Solve The Crisis Of Poor Education By Taking More Of Your Money And Using It To Reduce Classroom Sizes In The Government Schools. Republican Politicians Want To Solve The Crisis By Taking More Of Your Money To Provide Vouchers To A Handful Of The Poorest Students In Each Area, Paying For A Part Of The Tuition Expense At Private Schools. But Before Long This 'reform' Would Make Those Private Schools Indistinguishable From The Government Schools ... Vouchers Are An Excellent Way For The Government To Increase Control Over Private Schools.