Equality Is Never Given, It Is Taken.

It Seems Like Only Yesterday That Savers Were Dorks. They Kept Piggy Banks. They Drove Last Year's Cars. They Fished In Their Change Purses For Nickels While The Superstars Flashed Credit Cards. Today, Values Have Changed. The New Object Of Veneration Is Not Money On The Hoof But Money In The Bank - And The Dorks All Have It.

It's Daring And Challenging To Be Young And Poor, But Never To Be Old And Poor. Whatever Resources Of Good Health, Character, And Fortitude You Bring To Retirement, Remember, Also, To Bring Money.

Quinn's First Law Of Investing Is Never To Buy Anything Whose Price You Can't Follow In The Newspapers. An Investment Without A Public Marketplace Attracts The Fabulists The Way Picnics Attract Ants. Stock Brokers And Financial Planners Can Tell You Anything They Want, Because No One Really Knows What's True. The First Corollary To Quinn's First Law States That, Even When The Price Is In The Newspapers, You Shouldn't Buy Anything Too Complex To Explain To The Average 12-year-old.

You Don't Date An Annuity, You Marry It. An Annuity Isn't A Mutual Fund That You Buy Today And Sell Tomorrow. Nor Is It A Certificate Of Deposit, Ready For Any New Use At Maturity. When You Buy An Annuity, You Are Making (or Ought To Be Making) A 15- Or 20-year Commitment, At Least.

Stock Prices Aren't Real Things. They're Just Froth On A Wave. The Wave Is The Only Real Thing, Which Investors Forget When They're Watching The Ticket Slither By.