Buy A Friend; Hire A Lawyer.

The Best Real-estate Investments With The Highest Yields Are In Working-class Neighborhoods, Because Fancy Properties Are Overpriced.

For All The Huffing And Puffing Of The Doubters, A Home Of Our Own Is Still The Rock On Which Our Hopes Are Built. Price Appreciation Aside (and Most Houses Will Appreciate, Eventually), Homeownership Is A State Of Mind. It's Your Piece Of The Earth. It's Where A Family's Toes Grow Roots. It's Where The Flowers Are Yours, Not God's.

You Don't Date An Annuity, You Marry It. An Annuity Isn't A Mutual Fund That You Buy Today And Sell Tomorrow. Nor Is It A Certificate Of Deposit, Ready For Any New Use At Maturity. When You Buy An Annuity, You Are Making (or Ought To Be Making) A 15- Or 20-year Commitment, At Least.

The Rule On Staying Alive As A Forecaster Is To Give 'em A Number Or Give 'em A Date, But Never Give 'em Both At Once.

Savings Will Not Make You Rich. Only Canny Investments Do That. The Role Of Savings Is To Keep You From Becoming Poor.