But The Mere Circumstance Of Complexion Cannot

[t]he Most Common And Durable Source Of Factions Has Been The Various And Unequal Distribution Of Property. Those Who Hold And Those Who Are Without Property Have Ever Formed Distinct Interests In Society. Those Who Are Creditors, And Those Who Are Debtors, Fall Under A Like Discrimination. A Landed Interest, A Manufacturing Interest, A Mercantile Interest, A Moneyed Interest, With Many Lesser Interests, Grow Up Of Necessity In Civilized Nations, And Divide Them Into Different Classes, Actuated By Different Sentiments And Views.

With Regard To Banks, They Have Taken Too Deep And Too Wide A Root In Social Transactions, To Be Got Rid Of Altogether, If That Were Desirable. They Have A Hold On Public Opinion, Which Alone Would Make It Expedient To Aim Rather At The Improvement, Than The Suppression Of Them. As Now Generally Constituted, Their Advantages Whatever They Be, Are Outweighed By The Excesses Of Their Paper Emissions, And The Partialities And Corruption With Which They Are Administered.

It Was By The Sober Sense Of Our Citizens That We Were Safely And Steadily Conducted From Monarchy To Republicanism, And It Is By The Same Agency Alone We Can Be Kept From Falling Back.

No Man Is Allowed To Be A Judge In His Own Cause; Because His Interest Would Certainly Bias His Judgment, And, Not Improbably, Corrupt His Integrity. With Equal, Nay With Greater Reason, A Body Of Men Are Unfit To Be Both Judges And Parties At The Same Time.

In All Great Changes Of Established Governments, Forms Ought To Give Way To Substance