But Sometimes It's Good To Dare Yourself

Mistakes Are Nothing To Be Ashamed Of.

It's Not A Bad Idea To Occasionally Spend A Little Time Thinking About Things You Take For Granted. Plain Everyday Things.

It Is No Wonder That Bank Capital Is Regulated. When Borrowing And Lending Is Profitable, It Is Tempting For Banks To Scale Up Their Operations And To Borrow And Lend Too Much In Relation To Their Capital, In Effect Reducing The Effectiveness Of The Potential Capital Cushion.

Put Simply, Behavioural Economics Argues That Human Beings' Decision-taking Is Guided By The Evolutionary Baggage Which We Bring With Us To The Present Day. Evolution Has Made Us Rational To A Point, But Not Perfectly So. It Has Given Us Emotions, For Example, Which Programme Us To Override Our Rational Brain And Act More Instinctively.

For Years, We've Grown Dependant On American Consumers As The World's Spenders Of Last Resort. They've Kept Europe Out Of Recession, Allowed China To Industrialise, And Prevented Global Deflation. But At The Same Time, They've Not Been Looking After Their Own Futures.