Ain't No Time To Hate, Barely Time

In Wickedness Of Pride Is Lost The Light To Understand How Little Grace Is Earned And How Much Given.

The Storyteller Makes No Choice, Soon You Will Not Hear His Voice, His Job Is To Shed Light, And Not To Master

I Don't Believe There's Any Evidence That Credit Scoring Is A Risk Factor. What Is It About Someone Having A Worse Credit Score That Makes Them A Worse Driver? (insurers) Can't Answer That.

...if You Get Confused, Just Listen To The Music Play.

At The Top Of The Cycle You Write Policies For Everybody, No Matter How Bad, And At The Bottom You Cancel Everybody, No Matter How Good. It's A Manic-depressive Cycle.