A Lower Interest Rate Doesn't Make A

We've Really Got To Stop Looking To Washington To Fix Our Problems. It Obviously Doesn't Have The Ability To Do That. People Who Are Successful Are Not Successful Because Of The President.

This Is Not A Game, ... Debt Has Become A Part Of Who We Are. It's Become That Spoiled Child In The Grocery Store With Their Lip Stuck Out: 'i Want It. I Want It. I Deserve It Because I Breathe Air.' And, Well, That's An Uphill Climb In Our Culture Right Now, To Go Against That And Say, 'hey, Let's Be Grownups Here. Let's Be Mature, Learn To Delay Pleasure, Save Up And Pay For Things.'

Enabling Is The Enemy Of Motivation.

Delegation Requires The Willingness To Pay For Short Term Failures In Order To Gain Long Term Competency.

The Thing I Have Discovered About Working With Personal Finance Is That The Good News Is That It Is Not Rocket Science. Personal Finance Is About 80 Percent Behavior. It Is Only About 20 Percent Head Knowledge.