A Budget Is Telling Your Money Where

Work - Get Paid; Don't Work - Don't Get Paid. Everybody Is On Commission, .. Try Not Coming To Work For Six Weeks. Work Gets Paid; Don't Work, Don't Get Paid. When They Earn Those Dollars, And When You're 4, And You Clean Up Your Room, It Really Means Mom Cleaned Up The Room And You Did Two Toys. When You're 14, It Means You Cleaned Up Your Room. But Still, We Got The Money Caused By Work, And Then, We Have Teachable Moments On How To Handle The Money They Earn.

For Your Own Good, For The Good Of Your Family And Your Future, Grow A Backbone. When Something Is Wrong, Stand Up And Say It Is Wrong, And Don't Back Down.

Save 3-6 Months Of Expenses In A Rainy Day Fund. Know Why? Cause It Is Going To Rain, And You Aren't The Exception.

You Wanna Blow Money? Put It In A 'blow' Category In Your Budget. But At Least Admit It On Paper!

This Is Not A Game, ... Debt Has Become A Part Of Who We Are. It's Become That Spoiled Child In The Grocery Store With Their Lip Stuck Out: 'i Want It. I Want It. I Deserve It Because I Breathe Air.' And, Well, That's An Uphill Climb In Our Culture Right Now, To Go Against That And Say, 'hey, Let's Be Grownups Here. Let's Be Mature, Learn To Delay Pleasure, Save Up And Pay For Things.'